Call reports 2021
FARMERS & MERCHANTS SAVINGS BANK — 2021
What FARMERS & MERCHANTS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 702,990,000 | 664,954,000 | 595,759,000 | 593,413,000 |
| Total loans | 490,285,000 | 426,737,000 | 366,270,000 | 383,380,000 |
| Allowance for loan losses | 10,670,000 | 10,779,000 | 10,785,000 | 7,474,000 |
| Securities available for sale | 63,747,000 | 77,926,000 | 79,782,000 | 172,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,270,000 | 534,067,000 | 516,293,000 | 511,687,000 |
| Interest-bearing deposits | 379,145,000 | 362,150,000 | 359,679,000 | 356,364,000 |
| Noninterest-bearing deposits | 193,125,000 | 171,917,000 | 156,614,000 | 155,323,000 |
| Equity capital | 75,242,000 | 75,773,000 | 75,384,000 | 78,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,072,000 | 12,046,000 | 17,826,000 | 22,803,000 |
| Interest expense | 696,000 | 1,318,000 | 3,581,000 | 3,881,000 |
| Net interest income | 5,376,000 | 10,728,000 | 14,245,000 | 18,922,000 |
| Noninterest income | 770,000 | 1,421,000 | 1,953,000 | 2,548,000 |
| Noninterest expense | 3,642,000 | 6,892,000 | 10,402,000 | 13,826,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | -2,800,000 |
| Pretax income | 2,488,000 | 5,204,000 | 5,758,000 | 10,578,000 |
| Income tax | 123,000 | 207,000 | 227,000 | 421,000 |
| Net income | 2,365,000 | 4,997,000 | 5,531,000 | 10,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,076,000 | 75,468,000 | 74,989,000 | 78,414,000 |
| Total capital | 82,439,000 | 82,157,000 | 80,758,000 | 84,397,000 |
| Risk-weighted assets | 585,789,000 | 531,030,000 | 456,560,000 | 477,182,000 |
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