Call reports 2014
FARMERS & MERCHANTS SAVINGS BANK — 2014
What FARMERS & MERCHANTS SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 372,844,000 | 376,994,000 | 389,726,000 | 409,705,000 |
| Total loans | 327,205,000 | 336,065,000 | 349,580,000 | 365,274,000 |
| Allowance for loan losses | 5,620,000 | 5,920,000 | 6,220,000 | 6,188,000 |
| Securities available for sale | 23,153,000 | 21,837,000 | 21,858,000 | 21,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,489,000 | 316,379,000 | 327,392,000 | 331,118,000 |
| Interest-bearing deposits | 239,751,000 | 245,214,000 | 253,130,000 | 250,014,000 |
| Noninterest-bearing deposits | 69,738,000 | 71,165,000 | 74,262,000 | 81,104,000 |
| Equity capital | 35,596,000 | 35,940,000 | 36,821,000 | 37,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,960,000 | 8,006,000 | 12,252,000 | 16,591,000 |
| Interest expense | 556,000 | 1,086,000 | 1,607,000 | 2,124,000 |
| Net interest income | 3,404,000 | 6,920,000 | 10,645,000 | 14,467,000 |
| Noninterest income | 470,000 | 1,127,000 | 1,781,000 | 2,365,000 |
| Noninterest expense | 2,330,000 | 4,585,000 | 6,970,000 | 9,386,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,244,000 | 2,862,000 | 4,556,000 | 6,246,000 |
| Income tax | 50,000 | 140,000 | 192,000 | 266,000 |
| Net income | 1,194,000 | 2,722,000 | 4,364,000 | 5,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,578,000 | 34,864,000 | 35,758,000 | 36,639,000 |
| Total capital | 39,028,000 | 39,559,000 | 40,648,000 | 41,602,000 |
| Risk-weighted assets | 369,236,000 | 374,395,000 | 389,840,000 | 395,814,000 |
Machine access — free, no API key
Every figure shown here about FARMERS & MERCHANTS SAVINGS BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.