Call reports 2006
FARMERS & MERCHANTS SAVINGS BANK — 2006
What FARMERS & MERCHANTS SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 164,040,000 | 169,468,000 | 182,957,000 | 186,692,000 |
| Total loans | 112,184,000 | 128,141,000 | 139,364,000 | 146,592,000 |
| Allowance for loan losses | 1,335,000 | 1,359,000 | 1,452,000 | 1,513,000 |
| Securities available for sale | 37,572,000 | 28,926,000 | 28,481,000 | 25,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,728,000 | 128,396,000 | 146,619,000 | 149,385,000 |
| Interest-bearing deposits | 104,300,000 | 104,669,000 | 120,883,000 | 118,927,000 |
| Noninterest-bearing deposits | 24,428,000 | 23,727,000 | 25,736,000 | 30,458,000 |
| Equity capital | 12,307,000 | 12,465,000 | 13,764,000 | 14,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,334,000 | 4,907,000 | 7,833,000 | 10,902,000 |
| Interest expense | 905,000 | 1,891,000 | 3,055,000 | 4,348,000 |
| Net interest income | 1,429,000 | 3,016,000 | 4,778,000 | 6,554,000 |
| Noninterest income | 209,000 | 434,000 | 644,000 | 864,000 |
| Noninterest expense | 1,033,000 | 2,153,000 | 3,291,000 | 4,434,000 |
| Provision for loan losses | 24,000 | 48,000 | 141,000 | 177,000 |
| Pretax income | 568,000 | 1,116,000 | 1,840,000 | 2,628,000 |
| Income tax | 567,000 | 586,000 | 621,000 | 672,000 |
| Net income | 1,000 | 530,000 | 1,219,000 | 1,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,288,000 | 12,817,000 | 13,505,000 | 14,242,000 |
| Total capital | 13,623,000 | 14,176,000 | 14,957,000 | 15,755,000 |
| Risk-weighted assets | 123,236,000 | 138,849,000 | 151,314,000 | 168,396,000 |
Machine access — free, no API key
Every figure shown here about FARMERS & MERCHANTS SAVINGS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.