Call reports 2011
FARMERS & MERCHANTS SAVINGS BANK — 2011
What FARMERS & MERCHANTS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 126,684,000 | 127,355,000 | 131,059,000 | 136,167,000 |
| Total loans | 73,567,000 | 76,232,000 | 79,193,000 | 80,086,000 |
| Allowance for loan losses | 1,486,000 | 1,511,000 | 1,510,000 | 1,467,000 |
| Securities available for sale | 35,900,000 | 39,376,000 | 39,738,000 | 41,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,745,000 | 108,421,000 | 111,321,000 | 117,099,000 |
| Interest-bearing deposits | 96,721,000 | 96,755,000 | 99,848,000 | 104,139,000 |
| Noninterest-bearing deposits | 11,024,000 | 11,666,000 | 11,473,000 | 12,960,000 |
| Equity capital | 10,692,000 | 11,773,000 | 12,907,000 | 12,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 2,902,000 | 4,460,000 | 5,891,000 |
| Interest expense | 423,000 | 823,000 | 1,209,000 | 1,594,000 |
| Net interest income | 1,001,000 | 2,079,000 | 3,251,000 | 4,297,000 |
| Noninterest income | 151,000 | 321,000 | 501,000 | 935,000 |
| Noninterest expense | 615,000 | 1,188,000 | 1,761,000 | 2,568,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 513,000 | 1,188,000 | 1,967,000 | 2,640,000 |
| Income tax | 26,000 | 60,000 | 100,000 | 133,000 |
| Net income | 487,000 | 1,128,000 | 1,867,000 | 2,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,399,000 | 11,040,000 | 11,779,000 | 11,319,000 |
| Total capital | 11,256,000 | 11,993,000 | 12,710,000 | 12,265,000 |
| Risk-weighted assets | 83,595,000 | 91,852,000 | 90,603,000 | 93,193,000 |