Call reports 2024
KINMUNDY BANK — 2024
What KINMUNDY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 65,953,000 | 65,430,000 | 66,630,000 | 65,977,000 |
| Total loans | 44,890,000 | 44,815,000 | 44,770,000 | 45,787,000 |
| Allowance for loan losses | 400,000 | 401,000 | 393,000 | 393,000 |
| Securities available for sale | 16,622,000 | 15,201,000 | 14,864,000 | 14,785,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,962,000 | 56,578,000 | 57,229,000 | 55,961,000 |
| Interest-bearing deposits | 41,879,000 | 41,558,000 | 43,323,000 | 42,181,000 |
| Noninterest-bearing deposits | 15,083,000 | 15,020,000 | 13,906,000 | 13,780,000 |
| Equity capital | 8,407,000 | 8,656,000 | 9,179,000 | 8,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 847,000 | 1,719,000 | 2,618,000 | 3,536,000 |
| Interest expense | 201,000 | 390,000 | 589,000 | 799,000 |
| Net interest income | 646,000 | 1,329,000 | 2,029,000 | 2,737,000 |
| Noninterest income | 92,000 | 195,000 | 322,000 | 402,000 |
| Noninterest expense | 304,000 | 649,000 | 964,000 | 1,370,000 |
| Provision for loan losses | 24,000 | 24,000 | 54,000 | 139,000 |
| Pretax income | 410,000 | 851,000 | 1,332,000 | 1,627,000 |
| Income tax | 124,000 | 241,000 | 364,000 | 420,000 |
| Net income | 286,000 | 610,000 | 968,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,941,000 | 8,165,000 | 8,411,000 | 8,244,000 |
| Total capital | 8,341,000 | 8,566,000 | 8,804,000 | 8,637,000 |
| Risk-weighted assets | 42,967,000 | 42,975,000 | 42,839,000 | 42,590,000 |