Call reports 2022
KINMUNDY BANK — 2022
What KINMUNDY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 66,197,000 | 64,082,000 | 64,149,000 | 64,806,000 |
| Total loans | 33,771,000 | 34,907,000 | 36,358,000 | 38,749,000 |
| Allowance for loan losses | 399,000 | 400,000 | 400,000 | 400,000 |
| Securities available for sale | 13,668,000 | 21,042,000 | 21,210,000 | 21,373,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,500,000 | 56,643,000 | 56,963,000 | 53,307,000 |
| Interest-bearing deposits | 41,812,000 | 40,239,000 | 41,660,000 | 39,186,000 |
| Noninterest-bearing deposits | 16,688,000 | 16,404,000 | 15,303,000 | 14,121,000 |
| Equity capital | 7,577,000 | 7,334,000 | 7,069,000 | 7,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,173,000 | 1,843,000 | 2,554,000 |
| Interest expense | 53,000 | 108,000 | 159,000 | 228,000 |
| Net interest income | 500,000 | 1,065,000 | 1,684,000 | 2,326,000 |
| Noninterest income | 79,000 | 186,000 | 288,000 | 375,000 |
| Noninterest expense | 277,000 | 572,000 | 840,000 | 1,182,000 |
| Provision for loan losses | 0 | 3,000 | 4,000 | 30,000 |
| Pretax income | 302,000 | 672,000 | 1,124,000 | 1,485,000 |
| Income tax | 78,000 | 189,000 | 310,000 | 414,000 |
| Net income | 224,000 | 483,000 | 814,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,594,000 | 6,748,000 | 6,973,000 | 7,024,000 |
| Total capital | 6,984,000 | 7,148,000 | 7,373,000 | 7,424,000 |
| Risk-weighted assets | 31,222,000 | 32,513,000 | 34,202,000 | 36,295,000 |