Call reports 2018
KINMUNDY BANK — 2018
What KINMUNDY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 46,139,000 | 45,250,000 | 47,058,000 | 47,532,000 |
| Total loans | 35,180,000 | 35,513,000 | 37,135,000 | 37,227,000 |
| Allowance for loan losses | 299,000 | 329,000 | 361,000 | 380,000 |
| Securities available for sale | 6,729,000 | 6,839,000 | 6,801,000 | 6,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,972,000 | 38,788,000 | 40,786,000 | 41,396,000 |
| Interest-bearing deposits | 29,268,000 | 28,424,000 | 30,398,000 | 30,886,000 |
| Noninterest-bearing deposits | 10,704,000 | 10,364,000 | 10,388,000 | 10,510,000 |
| Equity capital | 6,018,000 | 6,001,000 | 6,128,000 | 6,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,146,000 | 1,763,000 | 2,385,000 |
| Interest expense | 42,000 | 88,000 | 143,000 | 201,000 |
| Net interest income | 529,000 | 1,058,000 | 1,620,000 | 2,184,000 |
| Noninterest income | 69,000 | 152,000 | 249,000 | 320,000 |
| Noninterest expense | 266,000 | 542,000 | 772,000 | 1,053,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 130,000 |
| Pretax income | 302,000 | 604,000 | 1,003,000 | 1,317,000 |
| Income tax | 40,000 | 129,000 | 212,000 | 304,000 |
| Net income | 262,000 | 475,000 | 791,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,555,000 | 4,541,000 | 4,682,000 | 4,633,000 |
| Total capital | 4,854,000 | 4,870,000 | 5,043,000 | 5,013,000 |
| Risk-weighted assets | 30,754,000 | 30,826,000 | 32,571,000 | 32,628,000 |