Call reports 2017
KINMUNDY BANK — 2017
What KINMUNDY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 46,885,000 | 46,289,000 | 46,984,000 | 45,418,000 |
| Total loans | 34,343,000 | 35,567,000 | 35,645,000 | 35,837,000 |
| Allowance for loan losses | 233,000 | 260,000 | 274,000 | 275,000 |
| Securities available for sale | 7,083,000 | 6,936,000 | 6,863,000 | 6,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,823,000 | 40,226,000 | 40,814,000 | 38,026,000 |
| Interest-bearing deposits | 30,309,000 | 30,343,000 | 31,187,000 | 28,656,000 |
| Noninterest-bearing deposits | 10,514,000 | 9,883,000 | 9,627,000 | 9,370,000 |
| Equity capital | 5,862,000 | 5,900,000 | 5,957,000 | 5,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,120,000 | 1,706,000 | 2,308,000 |
| Interest expense | 37,000 | 77,000 | 117,000 | 158,000 |
| Net interest income | 513,000 | 1,043,000 | 1,589,000 | 2,150,000 |
| Noninterest income | 93,000 | 180,000 | 249,000 | 320,000 |
| Noninterest expense | 253,000 | 514,000 | 775,000 | 1,066,000 |
| Provision for loan losses | 10,000 | 50,000 | 90,000 | 120,000 |
| Pretax income | 343,000 | 659,000 | 973,000 | 1,284,000 |
| Income tax | 141,000 | 275,000 | 410,000 | 535,000 |
| Net income | 202,000 | 384,000 | 563,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,350,000 | 4,355,000 | 4,422,000 | 4,369,000 |
| Total capital | 4,583,000 | 4,615,000 | 4,696,000 | 4,644,000 |
| Risk-weighted assets | 31,019,000 | 31,540,000 | 31,702,000 | 31,191,000 |