Call reports 2016
MISSOURI BANK, THE — 2016
What MISSOURI BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 212,253,000 | 214,893,000 | 215,452,000 | 236,414,000 |
| Total loans | 124,276,000 | 122,666,000 | 127,674,000 | 126,479,000 |
| Allowance for loan losses | 1,636,000 | 1,577,000 | 1,583,000 | 1,599,000 |
| Securities available for sale | 49,944,000 | 55,001,000 | 53,874,000 | 57,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,669,000 | 184,666,000 | 184,465,000 | 207,056,000 |
| Interest-bearing deposits | 137,923,000 | 142,116,000 | 141,229,000 | 160,772,000 |
| Noninterest-bearing deposits | 43,746,000 | 42,550,000 | 43,236,000 | 46,284,000 |
| Equity capital | 23,910,000 | 24,900,000 | 24,848,000 | 23,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,015,000 | 4,023,000 | 6,065,000 | 8,103,000 |
| Interest expense | 193,000 | 370,000 | 552,000 | 747,000 |
| Net interest income | 1,822,000 | 3,653,000 | 5,513,000 | 7,356,000 |
| Noninterest income | 157,000 | 313,000 | 492,000 | 703,000 |
| Noninterest expense | 1,229,000 | 2,370,000 | 3,617,000 | 4,759,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 30,000 |
| Pretax income | 750,000 | 1,705,000 | 2,487,000 | 3,379,000 |
| Income tax | 24,000 | 50,000 | 72,000 | 63,000 |
| Net income | 726,000 | 1,655,000 | 2,415,000 | 3,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,706,000 | 23,236,000 | 23,496,000 | 23,897,000 |
| Total capital | 24,342,000 | 24,813,000 | 25,079,000 | 25,496,000 |
| Risk-weighted assets | 142,531,000 | 145,452,000 | 151,736,000 | 150,081,000 |