Call reports 2015
MISSOURI BANK, THE — 2015
What MISSOURI BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 197,211,000 | 191,967,000 | 192,892,000 | 214,273,000 |
| Total loans | 119,655,000 | 121,532,000 | 123,588,000 | 122,037,000 |
| Allowance for loan losses | 1,733,000 | 1,683,000 | 1,643,000 | 1,638,000 |
| Securities available for sale | 49,494,000 | 49,440,000 | 49,002,000 | 48,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,633,000 | 163,781,000 | 163,590,000 | 185,057,000 |
| Interest-bearing deposits | 129,941,000 | 121,693,000 | 120,711,000 | 140,439,000 |
| Noninterest-bearing deposits | 38,692,000 | 42,088,000 | 42,879,000 | 44,618,000 |
| Equity capital | 23,608,000 | 23,085,000 | 23,815,000 | 24,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,983,000 | 4,010,000 | 6,059,000 | 8,119,000 |
| Interest expense | 169,000 | 321,000 | 470,000 | 638,000 |
| Net interest income | 1,814,000 | 3,689,000 | 5,589,000 | 7,481,000 |
| Noninterest income | 167,000 | 359,000 | 552,000 | 710,000 |
| Noninterest expense | 1,150,000 | 2,327,000 | 3,436,000 | 4,589,000 |
| Provision for loan losses | 20,000 | 30,000 | 50,000 | 50,000 |
| Pretax income | 913,000 | 1,793,000 | 2,757,000 | 3,653,000 |
| Income tax | 24,000 | 43,000 | 67,000 | 90,000 |
| Net income | 889,000 | 1,750,000 | 2,690,000 | 3,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,206,000 | 22,468,000 | 22,907,000 | 22,980,000 |
| Total capital | 23,711,000 | 24,033,000 | 24,550,000 | 24,618,000 |
| Risk-weighted assets | 120,199,000 | 125,087,000 | 138,248,000 | 136,576,000 |