Call reports 2014
MISSOURI BANK, THE — 2014
What MISSOURI BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 203,520,000 | 194,049,000 | 188,130,000 | 211,448,000 |
| Total loans | 122,781,000 | 121,623,000 | 123,508,000 | 120,184,000 |
| Allowance for loan losses | 1,813,000 | 1,718,000 | 1,764,000 | 1,714,000 |
| Securities available for sale | 48,373,000 | 50,728,000 | 51,080,000 | 52,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,287,000 | 167,316,000 | 159,950,000 | 182,572,000 |
| Interest-bearing deposits | 136,490,000 | 128,186,000 | 122,691,000 | 143,666,000 |
| Noninterest-bearing deposits | 38,797,000 | 39,130,000 | 37,259,000 | 38,906,000 |
| Equity capital | 22,383,000 | 22,443,000 | 23,061,000 | 23,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,068,000 | 4,134,000 | 6,133,000 | 8,192,000 |
| Interest expense | 203,000 | 387,000 | 556,000 | 723,000 |
| Net interest income | 1,865,000 | 3,747,000 | 5,577,000 | 7,469,000 |
| Noninterest income | 103,000 | 165,000 | 326,000 | 509,000 |
| Noninterest expense | 1,147,000 | 2,358,000 | 3,477,000 | 4,683,000 |
| Provision for loan losses | 80,000 | 120,000 | 170,000 | 215,000 |
| Pretax income | 741,000 | 1,450,000 | 2,272,000 | 3,096,000 |
| Income tax | 15,000 | 30,000 | 53,000 | 48,000 |
| Net income | 726,000 | 1,420,000 | 2,219,000 | 3,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,951,000 | 21,445,000 | 21,744,000 | 22,574,000 |
| Total capital | 23,715,000 | 23,163,000 | 23,487,000 | 24,288,000 |
| Risk-weighted assets | 141,096,000 | 138,679,000 | 139,427,000 | 141,784,000 |