Call reports 2012
MISSOURI BANK, THE — 2012
What MISSOURI BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 203,549,000 | 198,471,000 | 195,542,000 | 210,105,000 |
| Total loans | 124,616,000 | 123,778,000 | 125,731,000 | 123,657,000 |
| Allowance for loan losses | 2,135,000 | 2,003,000 | 1,837,000 | 1,721,000 |
| Securities available for sale | 43,516,000 | 45,244,000 | 46,039,000 | 46,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,436,000 | 172,441,000 | 168,039,000 | 183,432,000 |
| Interest-bearing deposits | 144,108,000 | 137,639,000 | 133,189,000 | 146,767,000 |
| Noninterest-bearing deposits | 33,328,000 | 34,802,000 | 34,850,000 | 36,665,000 |
| Equity capital | 22,038,000 | 21,787,000 | 21,996,000 | 22,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,179,000 | 4,322,000 | 6,488,000 | 8,648,000 |
| Interest expense | 331,000 | 630,000 | 907,000 | 1,175,000 |
| Net interest income | 1,848,000 | 3,692,000 | 5,581,000 | 7,473,000 |
| Noninterest income | 181,000 | 287,000 | 185,000 | 160,000 |
| Noninterest expense | 1,165,000 | 2,392,000 | 3,535,000 | 4,803,000 |
| Provision for loan losses | 120,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 744,000 | 1,387,000 | 2,031,000 | 2,630,000 |
| Income tax | 24,000 | 42,000 | 60,000 | 82,000 |
| Net income | 720,000 | 1,345,000 | 1,971,000 | 2,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,629,000 | 20,133,000 | 20,160,000 | 20,696,000 |
| Total capital | 22,411,000 | 21,899,000 | 21,941,000 | 22,417,000 |
| Risk-weighted assets | 142,244,000 | 141,074,000 | 142,388,000 | 143,124,000 |