Call reports 2025
BELT VALLEY BANK — 2025
What BELT VALLEY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 81,276,000 | 81,337,000 | 82,921,000 | 88,585,000 |
| Total loans | 68,183,000 | 70,990,000 | 74,793,000 | 71,987,000 |
| Allowance for loan losses | 855,000 | 855,000 | 856,000 | 956,000 |
| Securities available for sale | 3,623,000 | 3,637,000 | 3,459,000 | 3,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,653,000 | 66,325,000 | 67,892,000 | 73,444,000 |
| Interest-bearing deposits | 49,300,000 | 49,962,000 | 50,355,000 | 54,215,000 |
| Noninterest-bearing deposits | 17,353,000 | 16,363,000 | 17,537,000 | 19,229,000 |
| Equity capital | 12,143,000 | 12,587,000 | 13,026,000 | 13,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,862,000 | 4,385,000 | 5,914,000 |
| Interest expense | 365,000 | 722,000 | 1,100,000 | 1,483,000 |
| Net interest income | 1,027,000 | 2,140,000 | 3,285,000 | 4,431,000 |
| Noninterest income | 21,000 | 42,000 | 67,000 | 94,000 |
| Noninterest expense | 481,000 | 1,035,000 | 1,633,000 | 2,496,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 567,000 | 1,147,000 | 1,719,000 | 1,929,000 |
| Income tax | 137,000 | 303,000 | 453,000 | 535,000 |
| Net income | 430,000 | 844,000 | 1,266,000 | 1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,289,000 | 12,703,000 | 13,125,000 | 13,252,000 |
Machine access — free, no API key
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