Call reports 2023
BELT VALLEY BANK — 2023
What BELT VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 76,747,000 | 77,727,000 | 78,501,000 | 81,088,000 |
| Total loans | 54,811,000 | 57,790,000 | 61,127,000 | 60,637,000 |
| Allowance for loan losses | 850,000 | 850,000 | 852,000 | 852,000 |
| Securities available for sale | 15,189,000 | 15,055,000 | 14,846,000 | 13,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,685,000 | 61,930,000 | 62,197,000 | 65,063,000 |
| Interest-bearing deposits | 48,475,000 | 46,439,000 | 46,067,000 | 46,847,000 |
| Noninterest-bearing deposits | 16,210,000 | 15,491,000 | 16,130,000 | 18,216,000 |
| Equity capital | 10,460,000 | 10,758,000 | 11,044,000 | 11,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,091,000 | 3,281,000 | 4,508,000 |
| Interest expense | 124,000 | 264,000 | 511,000 | 766,000 |
| Net interest income | 901,000 | 1,827,000 | 2,770,000 | 3,742,000 |
| Noninterest income | 21,000 | 43,000 | 66,000 | 87,000 |
| Noninterest expense | 415,000 | 855,000 | 1,390,000 | 2,047,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 507,000 | 1,015,000 | 1,446,000 | 1,782,000 |
| Income tax | 134,000 | 268,000 | 382,000 | 470,000 |
| Net income | 373,000 | 747,000 | 1,064,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,799,000 | 11,173,000 | 11,490,000 | 11,738,000 |
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