Call reports 2020
BELT VALLEY BANK — 2020
What BELT VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 64,530,000 | 69,524,000 | 69,536,000 | 72,557,000 |
| Total loans | 55,877,000 | 57,466,000 | 57,494,000 | 55,911,000 |
| Allowance for loan losses | 778,000 | 778,000 | 789,000 | 839,000 |
| Securities available for sale | 4,680,000 | 4,684,000 | 2,794,000 | 1,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,122,000 | 56,321,000 | 55,925,000 | 60,507,000 |
| Interest-bearing deposits | 43,091,000 | 44,214,000 | 44,425,000 | 46,184,000 |
| Noninterest-bearing deposits | 10,031,000 | 12,107,000 | 11,500,000 | 14,323,000 |
| Equity capital | 9,597,000 | 9,888,000 | 10,201,000 | 10,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 846,000 | 1,716,000 | 2,676,000 | 3,521,000 |
| Interest expense | 121,000 | 241,000 | 361,000 | 469,000 |
| Net interest income | 725,000 | 1,475,000 | 2,315,000 | 3,052,000 |
| Noninterest income | 38,000 | 61,000 | 92,000 | 112,000 |
| Noninterest expense | 418,000 | 817,000 | 1,254,000 | 1,812,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 345,000 | 719,000 | 1,153,000 | 1,302,000 |
| Income tax | 91,000 | 190,000 | 307,000 | 359,000 |
| Net income | 254,000 | 529,000 | 846,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,579,000 | 9,855,000 | 10,172,000 | 10,268,000 |
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