Call reports 2016
BELT VALLEY BANK — 2016
What BELT VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,399,000 | 58,609,000 | 58,402,000 | 59,085,000 |
| Total loans | 41,491,000 | 42,984,000 | 44,883,000 | 45,915,000 |
| Allowance for loan losses | 649,000 | 647,000 | 641,000 | 644,000 |
| Securities available for sale | 14,984,000 | 9,925,000 | 7,123,000 | 6,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,854,000 | 49,783,000 | 49,413,000 | 50,184,000 |
| Interest-bearing deposits | 40,856,000 | 40,201,000 | 40,033,000 | 40,960,000 |
| Noninterest-bearing deposits | 8,998,000 | 9,582,000 | 9,380,000 | 9,224,000 |
| Equity capital | 8,003,000 | 8,169,000 | 8,327,000 | 8,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,357,000 | 2,042,000 | 2,742,000 |
| Interest expense | 51,000 | 102,000 | 152,000 | 201,000 |
| Net interest income | 629,000 | 1,255,000 | 1,890,000 | 2,541,000 |
| Noninterest income | 34,000 | 52,000 | 87,000 | 117,000 |
| Noninterest expense | 429,000 | 858,000 | 1,258,000 | 1,760,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 234,000 | 455,000 | 725,000 | 904,000 |
| Income tax | 83,000 | 173,000 | 274,000 | 344,000 |
| Net income | 151,000 | 282,000 | 451,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,988,000 | 8,119,000 | 8,288,000 | 8,397,000 |
| Total capital | 8,488,000 | 8,639,000 | 8,820,000 | 8,941,000 |
| Risk-weighted assets | 39,896,000 | 41,509,000 | 42,516,000 | 43,450,000 |
Machine access — free, no API key
Every figure shown here about BELT VALLEY BANK — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.