Call reports 2015
FIRST BANK & TRUST OF MILBANK — 2015
What FIRST BANK & TRUST OF MILBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 159,288,000 | 158,467,000 |
| Total loans | 111,667,000 | 113,500,000 |
| Allowance for loan losses | 1,350,000 | 1,346,000 |
| Securities available for sale | 28,250,000 | 27,375,000 |
| Securities held to maturity | 7,439,000 | 6,827,000 |
| Trading assets | 0 | 0 |
| Total deposits | 133,201,000 | 132,977,000 |
| Interest-bearing deposits | 113,261,000 | 112,683,000 |
| Noninterest-bearing deposits | 19,940,000 | 20,294,000 |
| Equity capital | 19,769,000 | 19,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 1,635,000 | 3,289,000 |
| Interest expense | 203,000 | 407,000 |
| Net interest income | 1,432,000 | 2,882,000 |
| Noninterest income | 159,000 | 314,000 |
| Noninterest expense | 1,012,000 | 2,034,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 579,000 | 1,162,000 |
| Income tax | 189,000 | 380,000 |
| Net income | 390,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 17,968,000 | 18,130,000 |
| Total capital | 19,318,000 | 19,476,000 |
| Risk-weighted assets | 122,094,000 | 122,816,000 |