Call reports 2014
FIRST BANK & TRUST OF MILBANK — 2014
What FIRST BANK & TRUST OF MILBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 155,549,000 | 161,072,000 | 161,034,000 | 165,385,000 |
| Total loans | 108,951,000 | 114,226,000 | 114,545,000 | 115,873,000 |
| Allowance for loan losses | 1,315,000 | 1,308,000 | 1,310,000 | 1,336,000 |
| Securities available for sale | 29,094,000 | 28,925,000 | 28,520,000 | 28,337,000 |
| Securities held to maturity | 8,435,000 | 8,414,000 | 8,237,000 | 7,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,303,000 | 127,018,000 | 125,275,000 | 138,677,000 |
| Interest-bearing deposits | 112,841,000 | 111,059,000 | 107,750,000 | 110,627,000 |
| Noninterest-bearing deposits | 16,462,000 | 15,960,000 | 17,526,000 | 28,050,000 |
| Equity capital | 18,645,000 | 18,988,000 | 19,167,000 | 19,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,291,000 | 5,009,000 | 6,700,000 |
| Interest expense | 222,000 | 446,000 | 666,000 | 879,000 |
| Net interest income | 1,406,000 | 2,845,000 | 4,343,000 | 5,821,000 |
| Noninterest income | 149,000 | 298,000 | 467,000 | 640,000 |
| Noninterest expense | 1,029,000 | 2,079,000 | 3,062,000 | 4,056,000 |
| Provision for loan losses | 0 | 0 | 0 | 22,000 |
| Pretax income | 526,000 | 1,064,000 | 1,748,000 | 2,383,000 |
| Income tax | 167,000 | 341,000 | 567,000 | 777,000 |
| Net income | 359,000 | 723,000 | 1,181,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,239,000 | 17,406,000 | 17,617,000 | 17,794,000 |
| Total capital | 18,554,000 | 18,714,000 | 18,927,000 | 19,130,000 |
| Risk-weighted assets | 120,281,000 | 125,887,000 | 125,573,000 | 127,342,000 |