Call reports 2013
FIRST BANK & TRUST OF MILBANK — 2013
What FIRST BANK & TRUST OF MILBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 148,889,000 | 152,766,000 | 155,069,000 | 161,646,000 |
| Total loans | 96,545,000 | 102,252,000 | 107,131,000 | 109,406,000 |
| Allowance for loan losses | 1,258,000 | 1,267,000 | 1,282,000 | 1,309,000 |
| Securities available for sale | 29,150,000 | 31,858,000 | 29,900,000 | 29,283,000 |
| Securities held to maturity | 9,585,000 | 9,561,000 | 8,831,000 | 8,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,125,000 | 123,334,000 | 121,146,000 | 136,134,000 |
| Interest-bearing deposits | 109,334,000 | 106,806,000 | 106,094,000 | 110,522,000 |
| Noninterest-bearing deposits | 16,791,000 | 16,528,000 | 15,052,000 | 25,612,000 |
| Equity capital | 18,894,000 | 18,317,000 | 18,372,000 | 18,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,618,000 | 3,221,000 | 4,896,000 | 6,569,000 |
| Interest expense | 293,000 | 566,000 | 823,000 | 1,061,000 |
| Net interest income | 1,325,000 | 2,655,000 | 4,073,000 | 5,508,000 |
| Noninterest income | 159,000 | 339,000 | 506,000 | 679,000 |
| Noninterest expense | 1,039,000 | 2,038,000 | 3,070,000 | 4,086,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 445,000 | 1,032,000 | 1,585,000 | 2,127,000 |
| Income tax | 119,000 | 293,000 | 455,000 | 652,000 |
| Net income | 326,000 | 739,000 | 1,130,000 | 1,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,595,000 | 16,735,000 | 16,955,000 | 17,053,000 |
| Total capital | 17,853,000 | 18,002,000 | 18,237,000 | 18,362,000 |
| Risk-weighted assets | 107,963,000 | 114,083,000 | 117,103,000 | 121,058,000 |