Call reports 2012
FIRST BANK & TRUST OF MILBANK — 2012
What FIRST BANK & TRUST OF MILBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 147,676,000 | 147,891,000 | 146,041,000 | 154,872,000 |
| Total loans | 91,340,000 | 96,124,000 | 98,784,000 | 101,375,000 |
| Allowance for loan losses | 1,224,000 | 1,233,000 | 1,227,000 | 1,238,000 |
| Securities available for sale | 40,970,000 | 42,178,000 | 27,697,000 | 26,778,000 |
| Securities held to maturity | 0 | 0 | 9,597,000 | 9,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,091,000 | 123,909,000 | 118,951,000 | 132,276,000 |
| Interest-bearing deposits | 110,247,000 | 109,356,000 | 104,906,000 | 105,176,000 |
| Noninterest-bearing deposits | 15,844,000 | 14,554,000 | 14,045,000 | 27,101,000 |
| Equity capital | 17,802,000 | 18,286,000 | 18,619,000 | 18,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,333,000 | 5,080,000 | 6,754,000 |
| Interest expense | 423,000 | 827,000 | 1,193,000 | 1,524,000 |
| Net interest income | 1,233,000 | 2,506,000 | 3,887,000 | 5,230,000 |
| Noninterest income | 108,000 | 283,000 | 457,000 | 503,000 |
| Noninterest expense | 990,000 | 1,929,000 | 2,857,000 | 3,814,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 45,000 |
| Pretax income | 351,000 | 1,115,000 | 1,761,000 | 2,184,000 |
| Income tax | 95,000 | 341,000 | 559,000 | 637,000 |
| Net income | 256,000 | 774,000 | 1,202,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,632,000 | 15,929,000 | 16,159,000 | 16,381,000 |
| Total capital | 16,856,000 | 17,162,000 | 17,386,000 | 17,619,000 |
| Risk-weighted assets | 103,732,000 | 108,948,000 | 109,781,000 | 112,824,000 |