Call reports 2011
FIRST BANK & TRUST OF MILBANK — 2011
What FIRST BANK & TRUST OF MILBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 136,953,000 | 139,288,000 | 137,318,000 | 153,891,000 |
| Total loans | 103,816,000 | 104,851,000 | 98,877,000 | 93,936,000 |
| Allowance for loan losses | 1,631,000 | 1,353,000 | 1,232,000 | 1,219,000 |
| Securities available for sale | 23,156,000 | 22,984,000 | 26,222,000 | 34,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,344,000 | 116,705,000 | 114,826,000 | 132,382,000 |
| Interest-bearing deposits | 105,266,000 | 104,885,000 | 103,055,000 | 105,414,000 |
| Noninterest-bearing deposits | 10,078,000 | 11,821,000 | 11,771,000 | 26,968,000 |
| Equity capital | 16,625,000 | 16,777,000 | 17,381,000 | 17,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,790,000 | 3,608,000 | 5,425,000 | 7,170,000 |
| Interest expense | 516,000 | 1,002,000 | 1,462,000 | 1,908,000 |
| Net interest income | 1,274,000 | 2,606,000 | 3,963,000 | 5,262,000 |
| Noninterest income | 320,000 | 639,000 | 893,000 | 1,141,000 |
| Noninterest expense | 1,016,000 | 2,044,000 | 3,080,000 | 4,163,000 |
| Provision for loan losses | 132,000 | 727,000 | 837,000 | 837,000 |
| Pretax income | 446,000 | 474,000 | 939,000 | 1,403,000 |
| Income tax | 132,000 | 112,000 | 252,000 | 390,000 |
| Net income | 314,000 | 362,000 | 687,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,658,000 | 14,733,000 | 15,086,000 | 15,440,000 |
| Total capital | 16,063,000 | 16,086,000 | 16,318,000 | 16,659,000 |
| Risk-weighted assets | 112,262,000 | 113,737,000 | 108,861,000 | 106,253,000 |