Call reports 2010
FIRST BANK & TRUST OF MILBANK — 2010
What FIRST BANK & TRUST OF MILBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 135,920,000 | 142,833,000 | 136,285,000 | 140,631,000 |
| Total loans | 111,886,000 | 111,129,000 | 108,966,000 | 107,232,000 |
| Allowance for loan losses | 1,431,000 | 1,366,000 | 1,416,000 | 1,548,000 |
| Securities available for sale | 14,394,000 | 13,842,000 | 13,416,000 | 17,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,055,000 | 119,190,000 | 112,461,000 | 119,514,000 |
| Interest-bearing deposits | 102,521,000 | 107,814,000 | 101,082,000 | 101,065,000 |
| Noninterest-bearing deposits | 10,534,000 | 11,376,000 | 11,379,000 | 18,449,000 |
| Equity capital | 15,897,000 | 16,088,000 | 16,348,000 | 16,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,781,000 | 5,691,000 | 7,521,000 |
| Interest expense | 664,000 | 1,312,000 | 1,917,000 | 2,485,000 |
| Net interest income | 1,219,000 | 2,469,000 | 3,774,000 | 5,036,000 |
| Noninterest income | 150,000 | 267,000 | 444,000 | 677,000 |
| Noninterest expense | 916,000 | 1,797,000 | 2,699,000 | 3,777,000 |
| Provision for loan losses | 197,000 | 472,000 | 736,000 | 1,018,000 |
| Pretax income | 256,000 | 467,000 | 783,000 | 918,000 |
| Income tax | 69,000 | 126,000 | 218,000 | 242,000 |
| Net income | 187,000 | 341,000 | 565,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,744,000 | 13,926,000 | 14,177,000 | 14,316,000 |
| Total capital | 15,175,000 | 15,292,000 | 15,593,000 | 15,747,000 |
| Risk-weighted assets | 116,580,000 | 117,373,000 | 114,847,000 | 114,358,000 |