Call reports 2018
ENLOE STATE BANK, THE — 2018
What ENLOE STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 35,123,000 | 34,249,000 | 35,168,000 | 36,485,000 |
| Total loans | 24,138,000 | 29,083,000 | 29,280,000 | 30,577,000 |
| Allowance for loan losses | 181,000 | 160,000 | 154,000 | 154,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,995,000 | 1,996,000 | 1,997,000 | 1,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,784,000 | 28,764,000 | 29,552,000 | 30,703,000 |
| Interest-bearing deposits | 23,691,000 | 23,200,000 | 23,870,000 | 24,636,000 |
| Noninterest-bearing deposits | 6,093,000 | 5,564,000 | 5,682,000 | 6,067,000 |
| Equity capital | 3,213,000 | 3,385,000 | 3,528,000 | 3,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 914,000 | 1,393,000 | 1,874,000 |
| Interest expense | 85,000 | 163,000 | 252,000 | 354,000 |
| Net interest income | 349,000 | 751,000 | 1,141,000 | 1,520,000 |
| Noninterest income | 16,000 | 34,000 | 52,000 | 66,000 |
| Noninterest expense | 198,000 | 410,000 | 641,000 | 1,007,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 375,000 | 552,000 | 579,000 |
| Income tax | 47,000 | 82,000 | 117,000 | 151,000 |
| Net income | 120,000 | 293,000 | 435,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,213,000 | 3,385,000 | 3,528,000 | 3,221,000 |
| Total capital | 3,394,000 | 3,545,000 | 3,682,000 | 3,375,000 |
| Risk-weighted assets | 24,146,000 | 27,837,000 | 28,486,000 | 29,926,000 |