Call reports 2017
ENLOE STATE BANK, THE — 2017
What ENLOE STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 31,305,000 | 31,932,000 | 32,515,000 | 35,154,000 |
| Total loans | 26,286,000 | 26,735,000 | 27,508,000 | 27,812,000 |
| Allowance for loan losses | 188,000 | 181,000 | 181,000 | 181,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,004,000 | 2,004,000 | 2,003,000 | 2,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,422,000 | 27,236,000 | 28,484,000 | 28,011,000 |
| Interest-bearing deposits | 21,551,000 | 21,902,000 | 22,252,000 | 21,400,000 |
| Noninterest-bearing deposits | 5,871,000 | 5,334,000 | 6,232,000 | 6,611,000 |
| Equity capital | 3,151,000 | 3,285,000 | 3,419,000 | 3,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 856,000 | 1,293,000 | 1,761,000 |
| Interest expense | 54,000 | 113,000 | 174,000 | 230,000 |
| Net interest income | 362,000 | 743,000 | 1,119,000 | 1,531,000 |
| Noninterest income | 18,000 | 36,000 | 54,000 | 72,000 |
| Noninterest expense | 199,000 | 404,000 | 614,000 | 991,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 375,000 | 559,000 | 612,000 |
| Income tax | 49,000 | 109,000 | 159,000 | 208,000 |
| Net income | 132,000 | 266,000 | 400,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,151,000 | 3,285,000 | 3,419,000 | 3,093,000 |
| Total capital | 3,339,000 | 3,466,000 | 3,600,000 | 3,274,000 |
| Risk-weighted assets | 24,867,000 | 25,487,000 | 26,170,000 | 27,038,000 |