Call reports 2016
ENLOE STATE BANK, THE — 2016
What ENLOE STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 30,932,000 | 30,623,000 | 31,727,000 | 31,382,000 |
| Total loans | 24,681,000 | 24,850,000 | 25,593,000 | 25,941,000 |
| Allowance for loan losses | 159,000 | 163,000 | 173,000 | 188,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,008,000 | 2,007,000 | 2,006,000 | 2,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,770,000 | 27,368,000 | 28,344,000 | 28,323,000 |
| Interest-bearing deposits | 22,041,000 | 21,738,000 | 22,743,000 | 22,054,000 |
| Noninterest-bearing deposits | 5,729,000 | 5,630,000 | 5,601,000 | 6,269,000 |
| Equity capital | 3,075,000 | 3,210,000 | 3,337,000 | 3,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 823,000 | 1,257,000 | 1,695,000 |
| Interest expense | 51,000 | 102,000 | 155,000 | 208,000 |
| Net interest income | 358,000 | 721,000 | 1,102,000 | 1,487,000 |
| Noninterest income | 16,000 | 31,000 | 48,000 | 63,000 |
| Noninterest expense | 197,000 | 391,000 | 604,000 | 937,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 25,000 |
| Pretax income | 177,000 | 361,000 | 536,000 | 588,000 |
| Income tax | 50,000 | 99,000 | 147,000 | 197,000 |
| Net income | 127,000 | 262,000 | 389,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,075,000 | 3,210,000 | 3,337,000 | 3,019,000 |
| Total capital | 3,234,000 | 3,373,000 | 3,510,000 | 3,207,000 |
| Risk-weighted assets | 23,377,000 | 23,524,000 | 24,003,000 | 24,500,000 |