Call reports 2015
ENLOE STATE BANK, THE — 2015
What ENLOE STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 27,876,000 | 28,602,000 | 30,246,000 | 30,809,000 |
| Total loans | 23,493,000 | 23,667,000 | 24,336,000 | 24,076,000 |
| Allowance for loan losses | 161,000 | 163,000 | 161,000 | 162,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,000 | 5,000 | 1,008,000 | 2,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,748,000 | 25,354,000 | 26,853,000 | 27,767,000 |
| Interest-bearing deposits | 19,787,000 | 20,067,000 | 21,226,000 | 21,755,000 |
| Noninterest-bearing deposits | 4,961,000 | 5,287,000 | 5,627,000 | 6,012,000 |
| Equity capital | 3,048,000 | 3,210,000 | 3,352,000 | 2,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 797,000 | 1,206,000 | 1,616,000 |
| Interest expense | 45,000 | 92,000 | 141,000 | 194,000 |
| Net interest income | 345,000 | 705,000 | 1,065,000 | 1,422,000 |
| Noninterest income | 16,000 | 32,000 | 52,000 | 66,000 |
| Noninterest expense | 201,000 | 380,000 | 578,000 | 914,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 357,000 | 539,000 | 574,000 |
| Income tax | 30,000 | 65,000 | 105,000 | 194,000 |
| Net income | 130,000 | 292,000 | 434,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,048,000 | 3,210,000 | 3,352,000 | 2,948,000 |
| Total capital | 3,209,000 | 3,373,000 | 3,513,000 | 3,110,000 |
| Risk-weighted assets | 21,211,000 | 21,755,000 | 22,813,000 | 22,952,000 |