Call reports 2014
ENLOE STATE BANK, THE — 2014
What ENLOE STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,387,000 | 27,505,000 | 28,381,000 | 28,494,000 |
| Total loans | 20,571,000 | 21,885,000 | 21,942,000 | 22,350,000 |
| Allowance for loan losses | 251,000 | 251,000 | 163,000 | 163,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,000 | 6,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,370,000 | 24,400,000 | 25,159,000 | 25,502,000 |
| Interest-bearing deposits | 19,810,000 | 19,426,000 | 19,395,000 | 19,763,000 |
| Noninterest-bearing deposits | 4,560,000 | 4,974,000 | 5,764,000 | 5,739,000 |
| Equity capital | 2,942,000 | 3,057,000 | 3,176,000 | 2,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 708,000 | 1,088,000 | 1,509,000 |
| Interest expense | 45,000 | 90,000 | 135,000 | 181,000 |
| Net interest income | 300,000 | 618,000 | 953,000 | 1,328,000 |
| Noninterest income | 20,000 | 35,000 | -41,000 | -20,000 |
| Noninterest expense | 208,000 | 391,000 | 592,000 | 898,000 |
| Provision for loan losses | 0 | 0 | -93,000 | -93,000 |
| Pretax income | 112,000 | 262,000 | 413,000 | 503,000 |
| Income tax | 30,000 | 65,000 | 97,000 | 165,000 |
| Net income | 82,000 | 197,000 | 316,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,942,000 | 3,057,000 | 3,176,000 | 2,918,000 |
| Total capital | 3,177,000 | 3,293,000 | 3,339,000 | 3,081,000 |
| Risk-weighted assets | 18,795,000 | 20,147,000 | 20,378,000 | 20,267,000 |