Call reports 2012
ENLOE STATE BANK, THE — 2012
What ENLOE STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 25,072,000 | 24,695,000 | 25,563,000 | 25,058,000 |
| Total loans | 17,793,000 | 18,383,000 | 18,098,000 | 18,489,000 |
| Allowance for loan losses | 295,000 | 307,000 | 271,000 | 275,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,000 | 10,000 | 10,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,070,000 | 21,661,000 | 22,458,000 | 22,136,000 |
| Interest-bearing deposits | 18,373,000 | 17,903,000 | 18,244,000 | 18,197,000 |
| Noninterest-bearing deposits | 3,697,000 | 3,758,000 | 4,214,000 | 3,939,000 |
| Equity capital | 2,903,000 | 2,990,000 | 3,064,000 | 2,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 663,000 | 1,000,000 | 1,339,000 |
| Interest expense | 46,000 | 92,000 | 137,000 | 184,000 |
| Net interest income | 283,000 | 571,000 | 863,000 | 1,155,000 |
| Noninterest income | 23,000 | 44,000 | 55,000 | 67,000 |
| Noninterest expense | 198,000 | 378,000 | 571,000 | 865,000 |
| Provision for loan losses | 20,000 | 32,000 | 38,000 | 42,000 |
| Pretax income | 88,000 | 205,000 | 309,000 | 315,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 128,000 |
| Net income | 58,000 | 145,000 | 219,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,903,000 | 2,990,000 | 3,064,000 | 2,882,000 |
| Total capital | 3,111,000 | 3,205,000 | 3,276,000 | 3,089,000 |
| Risk-weighted assets | 16,588,000 | 17,160,000 | 16,931,000 | 16,558,000 |