Call reports 2011
ENLOE STATE BANK, THE — 2011
What ENLOE STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 24,815,000 | 24,628,000 | 24,971,000 | 24,660,000 |
| Total loans | 18,473,000 | 18,557,000 | 17,993,000 | 18,029,000 |
| Allowance for loan losses | 292,000 | 291,000 | 291,000 | 291,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,000 | 13,000 | 12,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,035,000 | 21,779,000 | 22,030,000 | 21,744,000 |
| Interest-bearing deposits | 18,625,000 | 18,415,000 | 18,072,000 | 18,173,000 |
| Noninterest-bearing deposits | 3,410,000 | 3,364,000 | 3,958,000 | 3,571,000 |
| Equity capital | 2,710,000 | 2,804,000 | 2,892,000 | 2,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 675,000 | 1,014,000 | 1,345,000 |
| Interest expense | 66,000 | 128,000 | 188,000 | 239,000 |
| Net interest income | 268,000 | 547,000 | 826,000 | 1,106,000 |
| Noninterest income | 31,000 | 61,000 | 87,000 | 127,000 |
| Noninterest expense | 182,000 | 371,000 | 565,000 | 837,000 |
| Provision for loan losses | 145,000 | 145,000 | 145,000 | 145,000 |
| Pretax income | -28,000 | 92,000 | 203,000 | 251,000 |
| Income tax | 31,000 | 57,000 | 80,000 | 50,000 |
| Net income | -59,000 | 35,000 | 123,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,710,000 | 2,804,000 | 2,892,000 | 2,845,000 |
| Total capital | 2,962,000 | 3,046,000 | 3,097,000 | 3,054,000 |
| Risk-weighted assets | 19,404,000 | 19,351,000 | 16,392,000 | 16,679,000 |