Call reports 2026
FARMERS STATE BANK OF UNDERWOOD — 2026
What FARMERS STATE BANK OF UNDERWOOD reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 111,995,000 | 113,771,000 |
| Total loans | 81,458,000 | 85,707,000 |
| Allowance for loan losses | 1,074,000 | 1,087,000 |
| Securities available for sale | 11,452,000 | 13,149,000 |
| Securities held to maturity | 111,000 | 108,000 |
| Trading assets | 0 | 0 |
| Total deposits | 102,506,000 | 103,864,000 |
| Interest-bearing deposits | 79,654,000 | 81,872,000 |
| Noninterest-bearing deposits | 22,852,000 | 21,992,000 |
| Equity capital | 8,698,000 | 8,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,744,000 | 3,559,000 |
| Interest expense | 509,000 | 1,063,000 |
| Net interest income | 1,235,000 | 2,496,000 |
| Noninterest income | 90,000 | 167,000 |
| Noninterest expense | 840,000 | 1,619,000 |
| Provision for loan losses | 0 | 20,000 |
| Pretax income | 472,000 | 1,011,000 |
| Income tax | 0 | 70,000 |
| Net income | 472,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,499,000 | 9,728,000 |
| Total capital | 10,519,000 | 10,782,000 |
| Risk-weighted assets | 81,566,000 | 84,347,000 |