Call reports 2017
FARMERS STATE BANK OF UNDERWOOD — 2017
What FARMERS STATE BANK OF UNDERWOOD reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 63,714,000 | 65,460,000 | 67,072,000 | 66,099,000 |
| Total loans | 45,103,000 | 49,286,000 | 50,176,000 | 50,127,000 |
| Allowance for loan losses | 583,000 | 602,000 | 630,000 | 636,000 |
| Securities available for sale | 5,420,000 | 4,993,000 | 5,394,000 | 5,195,000 |
| Securities held to maturity | 117,000 | 118,000 | 119,000 | 120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,951,000 | 59,508,000 | 59,468,000 | 59,308,000 |
| Interest-bearing deposits | 46,629,000 | 48,532,000 | 46,773,000 | 46,676,000 |
| Noninterest-bearing deposits | 11,322,000 | 10,976,000 | 12,695,000 | 12,632,000 |
| Equity capital | 5,669,000 | 5,815,000 | 5,951,000 | 6,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,416,000 | 2,219,000 | 3,091,000 |
| Interest expense | 85,000 | 173,000 | 264,000 | 353,000 |
| Net interest income | 595,000 | 1,243,000 | 1,955,000 | 2,738,000 |
| Noninterest income | 78,000 | 228,000 | 297,000 | 430,000 |
| Noninterest expense | 487,000 | 965,000 | 1,471,000 | 2,027,000 |
| Provision for loan losses | 0 | 15,000 | 45,000 | 60,000 |
| Pretax income | 186,000 | 494,000 | 739,000 | 1,084,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 494,000 | 739,000 | 1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,667,000 | 5,786,000 | 5,933,000 | 6,104,000 |
| Total capital | 6,250,000 | 6,388,000 | 6,563,000 | 6,740,000 |
| Risk-weighted assets | 47,754,000 | 51,858,000 | 53,109,000 | 52,904,000 |