Call reports 2016
FARMERS STATE BANK OF UNDERWOOD — 2016
What FARMERS STATE BANK OF UNDERWOOD reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 61,327,000 | 63,517,000 | 65,061,000 | 65,874,000 |
| Total loans | 46,056,000 | 49,011,000 | 47,483,000 | 46,620,000 |
| Allowance for loan losses | 567,000 | 583,000 | 527,000 | 586,000 |
| Securities available for sale | 3,923,000 | 3,814,000 | 3,659,000 | 4,228,000 |
| Securities held to maturity | 123,000 | 115,000 | 116,000 | 117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,827,000 | 57,983,000 | 59,258,000 | 59,998,000 |
| Interest-bearing deposits | 46,221,000 | 47,278,000 | 48,223,000 | 49,344,000 |
| Noninterest-bearing deposits | 9,606,000 | 10,705,000 | 11,035,000 | 10,654,000 |
| Equity capital | 5,395,000 | 5,389,000 | 5,609,000 | 5,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,410,000 | 2,219,000 | 2,965,000 |
| Interest expense | 84,000 | 169,000 | 256,000 | 345,000 |
| Net interest income | 605,000 | 1,241,000 | 1,963,000 | 2,620,000 |
| Noninterest income | 92,000 | 187,000 | 280,000 | 394,000 |
| Noninterest expense | 435,000 | 965,000 | 1,433,000 | 1,870,000 |
| Provision for loan losses | 20,000 | 40,000 | 60,000 | 120,000 |
| Pretax income | 242,000 | 423,000 | 750,000 | 1,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 423,000 | 750,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,347,000 | 5,310,000 | 5,529,000 | 5,802,000 |
| Total capital | 5,914,000 | 5,893,000 | 6,056,000 | 6,388,000 |
| Risk-weighted assets | 47,522,000 | 50,045,000 | 48,832,000 | 48,698,000 |