Call reports 2015
FARMERS STATE BANK OF UNDERWOOD — 2015
What FARMERS STATE BANK OF UNDERWOOD reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,267,000 | 59,699,000 | 60,554,000 | 61,056,000 |
| Total loans | 43,419,000 | 45,104,000 | 46,233,000 | 46,985,000 |
| Allowance for loan losses | 519,000 | 532,000 | 545,000 | 545,000 |
| Securities available for sale | 5,101,000 | 5,433,000 | 4,741,000 | 4,272,000 |
| Securities held to maturity | 123,000 | 122,000 | 122,000 | 121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,813,000 | 52,899,000 | 52,213,000 | 55,497,000 |
| Interest-bearing deposits | 40,192,000 | 42,195,000 | 41,759,000 | 45,835,000 |
| Noninterest-bearing deposits | 10,621,000 | 10,704,000 | 10,454,000 | 9,662,000 |
| Equity capital | 5,111,000 | 5,117,000 | 5,333,000 | 5,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,330,000 | 2,038,000 | 2,769,000 |
| Interest expense | 70,000 | 142,000 | 224,000 | 321,000 |
| Net interest income | 573,000 | 1,188,000 | 1,814,000 | 2,448,000 |
| Noninterest income | 101,000 | 186,000 | 281,000 | 378,000 |
| Noninterest expense | 423,000 | 859,000 | 1,291,000 | 1,790,000 |
| Provision for loan losses | 13,000 | 25,000 | 38,000 | 50,000 |
| Pretax income | 241,000 | 493,000 | 772,000 | 992,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 241,000 | 493,000 | 772,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,045,000 | 5,100,000 | 5,281,000 | 5,402,000 |
| Total capital | 5,564,000 | 5,632,000 | 5,826,000 | 5,947,000 |
| Risk-weighted assets | 43,959,000 | 45,723,000 | 45,898,000 | 48,012,000 |