Call reports 2013
FARMERS STATE BANK OF UNDERWOOD — 2013
What FARMERS STATE BANK OF UNDERWOOD reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 50,820,000 | 52,260,000 | 52,468,000 | 53,389,000 |
| Total loans | 35,770,000 | 37,992,000 | 38,335,000 | 40,105,000 |
| Allowance for loan losses | 422,000 | 423,000 | 442,000 | 470,000 |
| Securities available for sale | 4,267,000 | 4,949,000 | 4,775,000 | 4,840,000 |
| Securities held to maturity | 0 | 120,000 | 123,000 | 124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,196,000 | 47,601,000 | 47,524,000 | 48,305,000 |
| Interest-bearing deposits | 38,133,000 | 38,225,000 | 39,105,000 | 39,160,000 |
| Noninterest-bearing deposits | 8,063,000 | 9,376,000 | 8,419,000 | 9,145,000 |
| Equity capital | 4,535,000 | 4,545,000 | 4,788,000 | 4,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,171,000 | 1,796,000 | 2,430,000 |
| Interest expense | 78,000 | 154,000 | 227,000 | 300,000 |
| Net interest income | 497,000 | 1,017,000 | 1,569,000 | 2,130,000 |
| Noninterest income | 53,000 | 139,000 | 218,000 | 331,000 |
| Noninterest expense | 413,000 | 797,000 | 1,198,000 | 1,615,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 137,000 | 359,000 | 573,000 | 796,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 359,000 | 573,000 | 796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,419,000 | 4,588,000 | 4,802,000 | 5,025,000 |
| Total capital | 4,841,000 | 5,011,000 | 5,244,000 | 5,495,000 |
| Risk-weighted assets | 36,736,000 | 38,705,000 | 38,951,000 | 40,445,000 |