Call reports 2012
FARMERS STATE BANK OF UNDERWOOD — 2012
What FARMERS STATE BANK OF UNDERWOOD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,711,000 | 45,929,000 | 48,664,000 | 47,497,000 |
| Total loans | 33,432,000 | 34,390,000 | 35,060,000 | 36,941,000 |
| Allowance for loan losses | 361,000 | 360,000 | 387,000 | 425,000 |
| Securities available for sale | 4,637,000 | 4,561,000 | 4,099,000 | 3,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,962,000 | 41,308,000 | 43,960,000 | 42,659,000 |
| Interest-bearing deposits | 33,728,000 | 34,690,000 | 34,818,000 | 35,125,000 |
| Noninterest-bearing deposits | 7,234,000 | 6,618,000 | 9,142,000 | 7,534,000 |
| Equity capital | 4,629,000 | 4,495,000 | 4,541,000 | 4,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,152,000 | 1,727,000 | 2,343,000 |
| Interest expense | 103,000 | 200,000 | 289,000 | 373,000 |
| Net interest income | 488,000 | 952,000 | 1,438,000 | 1,970,000 |
| Noninterest income | 67,000 | 146,000 | 232,000 | 345,000 |
| Noninterest expense | 332,000 | 678,000 | 1,033,000 | 1,413,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 77,000 |
| Pretax income | 223,000 | 420,000 | 617,000 | 831,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 420,000 | 617,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,475,000 | 4,341,000 | 4,373,000 | 4,587,000 |
| Total capital | 4,836,000 | 4,701,000 | 4,760,000 | 5,012,000 |
| Risk-weighted assets | 34,070,000 | 34,936,000 | 36,001,000 | 37,281,000 |