Call reports 2011
FARMERS STATE BANK OF UNDERWOOD — 2011
What FARMERS STATE BANK OF UNDERWOOD reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,758,000 | 43,690,000 | 45,495,000 | 44,824,000 |
| Total loans | 30,791,000 | 31,513,000 | 32,205,000 | 33,205,000 |
| Allowance for loan losses | 313,000 | 314,000 | 341,000 | 361,000 |
| Securities available for sale | 5,400,000 | 4,980,000 | 5,015,000 | 4,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,572,000 | 39,309,000 | 40,920,000 | 40,170,000 |
| Interest-bearing deposits | 33,623,000 | 33,698,000 | 34,404,000 | 34,026,000 |
| Noninterest-bearing deposits | 5,949,000 | 5,611,000 | 6,516,000 | 6,144,000 |
| Equity capital | 4,062,000 | 4,251,000 | 4,407,000 | 4,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 514,000 | 1,063,000 | 1,590,000 | 2,161,000 |
| Interest expense | 132,000 | 256,000 | 375,000 | 483,000 |
| Net interest income | 382,000 | 807,000 | 1,215,000 | 1,678,000 |
| Noninterest income | 74,000 | 108,000 | 211,000 | 338,000 |
| Noninterest expense | 295,000 | 591,000 | 907,000 | 1,271,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 40,000 |
| Pretax income | 161,000 | 324,000 | 499,000 | 721,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 324,000 | 499,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,918,000 | 4,081,000 | 4,216,000 | 4,368,000 |
| Total capital | 4,231,000 | 4,395,000 | 4,557,000 | 4,729,000 |
| Risk-weighted assets | 31,690,000 | 32,421,000 | 33,103,000 | 33,814,000 |