Call reports 2010
FARMERS STATE BANK OF UNDERWOOD — 2010
What FARMERS STATE BANK OF UNDERWOOD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 43,000,000 | 44,904,000 | 45,307,000 | 44,442,000 |
| Total loans | 30,241,000 | 31,623,000 | 31,192,000 | 31,387,000 |
| Allowance for loan losses | 371,000 | 372,000 | 286,000 | 313,000 |
| Securities available for sale | 4,937,000 | 5,224,000 | 5,444,000 | 5,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,991,000 | 40,715,000 | 41,094,000 | 40,241,000 |
| Interest-bearing deposits | 34,157,000 | 35,665,000 | 35,425,000 | 35,186,000 |
| Noninterest-bearing deposits | 4,834,000 | 5,050,000 | 5,669,000 | 5,055,000 |
| Equity capital | 3,874,000 | 4,023,000 | 4,065,000 | 4,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,105,000 | 1,672,000 | 2,226,000 |
| Interest expense | 175,000 | 342,000 | 507,000 | 658,000 |
| Net interest income | 345,000 | 763,000 | 1,165,000 | 1,568,000 |
| Noninterest income | 85,000 | 176,000 | 267,000 | 357,000 |
| Noninterest expense | 320,000 | 649,000 | 940,000 | 1,302,000 |
| Provision for loan losses | 16,000 | 16,000 | 86,000 | 111,000 |
| Pretax income | 94,000 | 274,000 | 406,000 | 512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 274,000 | 406,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,641,000 | 3,821,000 | 3,865,000 | 3,937,000 |
| Total capital | 4,012,000 | 4,193,000 | 4,151,000 | 4,250,000 |
| Risk-weighted assets | 31,273,000 | 32,541,000 | 32,644,000 | 32,579,000 |