Call reports 2022
FARMERS BANK, THE — 2022
What FARMERS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 876,261,000 | 844,232,000 | 822,825,000 | 842,410,000 |
| Total loans | 493,874,000 | 512,482,000 | 528,996,000 | 554,919,000 |
| Allowance for loan losses | 5,802,000 | 5,852,000 | 5,802,000 | 6,280,000 |
| Securities available for sale | 254,278,000 | 235,895,000 | 224,230,000 | 226,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 778,769,000 | 754,671,000 | 737,746,000 | 750,079,000 |
| Interest-bearing deposits | 564,533,000 | 539,274,000 | 512,159,000 | 531,329,000 |
| Noninterest-bearing deposits | 214,236,000 | 215,397,000 | 225,587,000 | 218,750,000 |
| Equity capital | 87,340,000 | 79,647,000 | 74,514,000 | 85,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,522,000 | 17,569,000 | 27,291,000 | 37,368,000 |
| Interest expense | 506,000 | 982,000 | 1,426,000 | 2,051,000 |
| Net interest income | 8,016,000 | 16,587,000 | 25,865,000 | 35,317,000 |
| Noninterest income | 1,494,000 | 3,263,000 | 4,792,000 | 6,374,000 |
| Noninterest expense | 5,541,000 | 11,235,000 | 17,142,000 | 22,511,000 |
| Provision for loan losses | 20,000 | 35,000 | 60,000 | 580,000 |
| Pretax income | 3,957,000 | 8,589,000 | 13,464,000 | 18,609,000 |
| Income tax | 907,000 | 1,991,000 | 3,138,000 | 4,321,000 |
| Net income | 3,050,000 | 6,598,000 | 10,326,000 | 14,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,860,000 | 105,627,000 | 108,575,000 | 111,758,000 |
| Total capital | 108,662,000 | 111,479,000 | 114,377,000 | 118,038,000 |
| Risk-weighted assets | 627,470,000 | 635,403,000 | 646,400,000 | 659,902,000 |