Call reports 2021
FARMERS BANK, THE — 2021
What FARMERS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 778,699,000 | 814,410,000 | 845,216,000 | 865,802,000 |
| Total loans | 454,761,000 | 474,747,000 | 484,781,000 | 489,159,000 |
| Allowance for loan losses | 5,900,000 | 5,899,000 | 5,770,000 | 5,801,000 |
| Securities available for sale | 189,439,000 | 200,642,000 | 208,442,000 | 233,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,250,000 | 708,146,000 | 736,713,000 | 755,852,000 |
| Interest-bearing deposits | 498,985,000 | 524,685,000 | 534,111,000 | 557,752,000 |
| Noninterest-bearing deposits | 176,265,000 | 183,461,000 | 202,602,000 | 198,100,000 |
| Equity capital | 92,627,000 | 95,249,000 | 97,139,000 | 99,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,088,000 | 16,282,000 | 24,648,000 | 33,178,000 |
| Interest expense | 709,000 | 1,320,000 | 1,894,000 | 2,445,000 |
| Net interest income | 7,379,000 | 14,962,000 | 22,754,000 | 30,733,000 |
| Noninterest income | 1,734,000 | 3,489,000 | 5,278,000 | 7,046,000 |
| Noninterest expense | 5,536,000 | 11,249,000 | 16,935,000 | 22,847,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 30,000 |
| Pretax income | 3,655,000 | 7,283,000 | 11,173,000 | 14,997,000 |
| Income tax | 819,000 | 1,641,000 | 2,546,000 | 3,411,000 |
| Net income | 2,836,000 | 5,642,000 | 8,627,000 | 11,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,981,000 | 96,073,000 | 98,344,000 | 100,589,000 |
| Total capital | 99,881,000 | 101,972,000 | 104,114,000 | 106,390,000 |
| Risk-weighted assets | 558,031,000 | 574,973,000 | 592,632,000 | 606,273,000 |