Call reports 2019
FARMERS BANK, THE — 2019
What FARMERS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 687,177,000 | 681,425,000 | 681,766,000 | 697,513,000 |
| Total loans | 455,295,000 | 444,605,000 | 456,247,000 | 453,858,000 |
| Allowance for loan losses | 5,317,000 | 5,372,000 | 5,368,000 | 5,351,000 |
| Securities available for sale | 157,572,000 | 158,783,000 | 166,626,000 | 161,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,477,000 | 572,979,000 | 580,259,000 | 593,378,000 |
| Interest-bearing deposits | 457,815,000 | 451,574,000 | 454,214,000 | 469,747,000 |
| Noninterest-bearing deposits | 114,662,000 | 121,405,000 | 126,045,000 | 123,631,000 |
| Equity capital | 78,433,000 | 81,448,000 | 83,896,000 | 84,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,155,000 | 16,547,000 | 24,999,000 | 33,541,000 |
| Interest expense | 1,832,000 | 3,757,000 | 5,631,000 | 7,406,000 |
| Net interest income | 6,323,000 | 12,790,000 | 19,368,000 | 26,135,000 |
| Noninterest income | 1,581,000 | 3,171,000 | 4,827,000 | 6,494,000 |
| Noninterest expense | 4,938,000 | 10,012,000 | 15,064,000 | 20,287,000 |
| Provision for loan losses | 115,000 | 145,000 | 172,000 | 210,000 |
| Pretax income | 2,869,000 | 5,825,000 | 9,001,000 | 12,177,000 |
| Income tax | 614,000 | 1,262,000 | 1,969,000 | 2,684,000 |
| Net income | 2,255,000 | 4,563,000 | 7,032,000 | 9,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,555,000 | 80,265,000 | 82,136,000 | 84,000,000 |
| Total capital | 83,872,000 | 85,637,000 | 87,504,000 | 89,351,000 |
| Risk-weighted assets | 522,595,000 | 514,344,000 | 536,812,000 | 546,170,000 |