Call reports 2018
FARMERS BANK, THE — 2018
What FARMERS BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 646,356,000 | 645,862,000 | 658,647,000 | 667,611,000 |
| Total loans | 417,132,000 | 430,668,000 | 455,215,000 | 452,509,000 |
| Allowance for loan losses | 4,916,000 | 4,788,000 | 4,970,000 | 5,216,000 |
| Securities available for sale | 175,867,000 | 169,574,000 | 153,861,000 | 153,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,648,000 | 538,398,000 | 542,939,000 | 556,240,000 |
| Interest-bearing deposits | 430,094,000 | 419,297,000 | 422,548,000 | 443,496,000 |
| Noninterest-bearing deposits | 116,554,000 | 119,101,000 | 120,391,000 | 112,744,000 |
| Equity capital | 69,720,000 | 71,173,000 | 72,028,000 | 75,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,222,000 | 14,900,000 | 22,818,000 | 30,909,000 |
| Interest expense | 848,000 | 1,799,000 | 2,949,000 | 4,451,000 |
| Net interest income | 6,374,000 | 13,101,000 | 19,869,000 | 26,458,000 |
| Noninterest income | 1,358,000 | 2,821,000 | 4,312,000 | 5,646,000 |
| Noninterest expense | 4,822,000 | 9,847,000 | 14,775,000 | 19,764,000 |
| Provision for loan losses | 22,000 | 47,000 | 392,000 | 870,000 |
| Pretax income | 2,877,000 | 6,040,000 | 9,077,000 | 11,533,000 |
| Income tax | 592,000 | 1,272,000 | 1,920,000 | 2,432,000 |
| Net income | 2,285,000 | 4,768,000 | 7,157,000 | 9,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,988,000 | 73,835,000 | 75,588,000 | 76,897,000 |
| Total capital | 76,904,000 | 78,623,000 | 80,558,000 | 82,113,000 |
| Risk-weighted assets | 487,328,000 | 496,685,000 | 520,910,000 | 512,014,000 |