Call reports 2016
FARMERS BANK, THE — 2016
What FARMERS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 587,276,000 | 574,194,000 | 591,129,000 | 618,440,000 |
| Total loans | 369,974,000 | 374,336,000 | 390,039,000 | 389,474,000 |
| Allowance for loan losses | 5,445,000 | 5,402,000 | 5,455,000 | 5,392,000 |
| Securities available for sale | 162,649,000 | 158,356,000 | 155,516,000 | 159,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,133,000 | 480,440,000 | 490,531,000 | 518,630,000 |
| Interest-bearing deposits | 398,465,000 | 386,551,000 | 391,418,000 | 421,621,000 |
| Noninterest-bearing deposits | 91,668,000 | 93,889,000 | 99,113,000 | 97,009,000 |
| Equity capital | 64,344,000 | 66,068,000 | 67,570,000 | 65,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,390,000 | 12,904,000 | 19,626,000 | 26,352,000 |
| Interest expense | 602,000 | 1,181,000 | 1,781,000 | 2,410,000 |
| Net interest income | 5,788,000 | 11,723,000 | 17,845,000 | 23,942,000 |
| Noninterest income | 1,130,000 | 2,439,000 | 3,833,000 | 5,272,000 |
| Noninterest expense | 4,344,000 | 8,893,000 | 13,470,000 | 18,015,000 |
| Provision for loan losses | 62,000 | 74,000 | 176,000 | 213,000 |
| Pretax income | 2,517,000 | 5,200,000 | 8,039,000 | 11,003,000 |
| Income tax | 721,000 | 1,517,000 | 2,375,000 | 3,288,000 |
| Net income | 1,796,000 | 3,683,000 | 5,664,000 | 7,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,061,000 | 62,351,000 | 63,734,000 | 65,189,000 |
| Total capital | 66,437,000 | 67,753,000 | 69,189,000 | 70,581,000 |
| Risk-weighted assets | 430,001,000 | 435,304,000 | 446,714,000 | 453,392,000 |