Call reports 2015
FARMERS BANK, THE — 2015
What FARMERS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 564,772,000 | 556,924,000 | 550,545,000 | 577,562,000 |
| Total loans | 351,169,000 | 341,276,000 | 347,527,000 | 354,804,000 |
| Allowance for loan losses | 5,761,000 | 5,499,000 | 5,443,000 | 5,441,000 |
| Securities available for sale | 156,428,000 | 150,300,000 | 158,080,000 | 163,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,820,000 | 475,171,000 | 457,395,000 | 483,208,000 |
| Interest-bearing deposits | 392,879,000 | 389,951,000 | 376,521,000 | 397,180,000 |
| Noninterest-bearing deposits | 79,941,000 | 85,220,000 | 80,874,000 | 86,028,000 |
| Equity capital | 59,877,000 | 59,825,000 | 61,617,000 | 62,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,023,000 | 12,146,000 | 18,346,000 | 24,606,000 |
| Interest expense | 601,000 | 1,204,000 | 1,812,000 | 2,431,000 |
| Net interest income | 5,422,000 | 10,942,000 | 16,534,000 | 22,175,000 |
| Noninterest income | 1,004,000 | 2,208,000 | 3,411,000 | 4,595,000 |
| Noninterest expense | 3,943,000 | 8,144,000 | 12,482,000 | 16,821,000 |
| Provision for loan losses | 532,000 | 892,000 | 1,010,000 | 1,025,000 |
| Pretax income | 1,951,000 | 4,115,000 | 6,454,000 | 8,888,000 |
| Income tax | 548,000 | 1,156,000 | 1,821,000 | 2,510,000 |
| Net income | 1,403,000 | 2,959,000 | 4,633,000 | 6,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,579,000 | 57,658,000 | 58,733,000 | 59,880,000 |
| Total capital | 61,535,000 | 62,697,000 | 63,827,000 | 65,095,000 |
| Risk-weighted assets | 395,663,000 | 402,684,000 | 407,132,000 | 416,957,000 |