Call reports 2013
FARMERS BANK, THE — 2013
What FARMERS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 533,287,000 | 514,144,000 | 519,971,000 | 539,212,000 |
| Total loans | 314,495,000 | 313,387,000 | 330,497,000 | 323,710,000 |
| Allowance for loan losses | 5,420,000 | 5,284,000 | 5,374,000 | 5,754,000 |
| Securities available for sale | 146,623,000 | 144,442,000 | 142,962,000 | 143,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,937,000 | 440,980,000 | 445,932,000 | 460,411,000 |
| Interest-bearing deposits | 383,348,000 | 367,936,000 | 375,038,000 | 389,229,000 |
| Noninterest-bearing deposits | 73,589,000 | 73,044,000 | 70,894,000 | 71,182,000 |
| Equity capital | 55,185,000 | 52,679,000 | 52,874,000 | 54,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,634,000 | 11,075,000 | 16,772,000 | 22,657,000 |
| Interest expense | 788,000 | 1,541,000 | 2,286,000 | 3,016,000 |
| Net interest income | 4,846,000 | 9,534,000 | 14,486,000 | 19,641,000 |
| Noninterest income | 955,000 | 1,813,000 | 2,730,000 | 3,606,000 |
| Noninterest expense | 3,709,000 | 7,577,000 | 11,473,000 | 15,412,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 | 3,168,000 | 4,225,000 |
| Pretax income | 1,072,000 | 1,881,000 | 2,786,000 | 3,822,000 |
| Income tax | 249,000 | 393,000 | 567,000 | 783,000 |
| Net income | 823,000 | 1,488,000 | 2,219,000 | 3,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,695,000 | 51,979,000 | 52,331,000 | 52,769,000 |
| Total capital | 55,865,000 | 56,174,000 | 56,722,000 | 57,091,000 |
| Risk-weighted assets | 332,349,000 | 334,496,000 | 350,307,000 | 344,348,000 |