Call reports 2012
FARMERS BANK, THE — 2012
What FARMERS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 539,618,000 | 510,062,000 | 507,409,000 | 518,054,000 |
| Total loans | 318,463,000 | 313,805,000 | 306,675,000 | 315,908,000 |
| Allowance for loan losses | 6,356,000 | 6,343,000 | 5,990,000 | 5,321,000 |
| Securities available for sale | 133,627,000 | 138,487,000 | 139,665,000 | 137,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,338,000 | 423,318,000 | 419,910,000 | 440,040,000 |
| Interest-bearing deposits | 384,622,000 | 354,808,000 | 352,186,000 | 368,836,000 |
| Noninterest-bearing deposits | 68,716,000 | 68,510,000 | 67,724,000 | 71,204,000 |
| Equity capital | 54,033,000 | 54,367,000 | 54,750,000 | 54,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,063,000 | 12,010,000 | 17,766,000 | 23,381,000 |
| Interest expense | 1,036,000 | 1,987,000 | 2,907,000 | 3,771,000 |
| Net interest income | 5,027,000 | 10,023,000 | 14,859,000 | 19,610,000 |
| Noninterest income | 880,000 | 1,739,000 | 1,988,000 | 2,823,000 |
| Noninterest expense | 3,849,000 | 7,960,000 | 11,794,000 | 15,538,000 |
| Provision for loan losses | 1,100,000 | 2,800,000 | 3,850,000 | 4,900,000 |
| Pretax income | 958,000 | 1,901,000 | 3,022,000 | 3,814,000 |
| Income tax | 199,000 | 395,000 | 658,000 | 796,000 |
| Net income | 759,000 | 1,506,000 | 2,364,000 | 3,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,166,000 | 50,522,000 | 50,989,000 | 51,254,000 |
| Total capital | 54,429,000 | 54,641,000 | 55,020,000 | 55,385,000 |
| Risk-weighted assets | 338,917,000 | 327,292,000 | 320,560,000 | 329,326,000 |