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Call reports 2005

FARMERS BANK, THE — 2005

What FARMERS BANK, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/03a5397c-26fd-469b-bffc-a5e1ef839978/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets314,129,000312,062,000317,560,000326,898,000
Total loans197,844,000201,824,000208,515,000215,187,000
Allowance for loan losses2,676,0002,705,0002,830,0002,858,000
Securities available for sale89,989,00088,567,00088,227,00085,307,000
Securities held to maturity0000
Trading assets0000
Total deposits272,761,000270,555,000266,706,000283,265,000
Interest-bearing deposits224,251,000222,540,000216,584,000231,945,000
Noninterest-bearing deposits48,510,00048,015,00050,122,00051,320,000
Equity capital30,633,00031,772,00032,272,00032,354,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income4,270,0008,842,00013,661,00018,804,000
Interest expense972,0002,031,0003,347,0004,815,000
Net interest income3,298,0006,811,00010,314,00013,989,000
Noninterest income873,0001,935,0003,035,0004,189,000
Noninterest expense2,503,0005,156,0007,765,00010,458,000
Provision for loan losses145,000332,000509,000729,000
Pretax income1,527,0003,271,0005,088,0006,923,000
Income tax516,0001,114,0001,748,0002,390,000
Net income1,011,0002,157,0003,340,0004,533,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital30,257,00030,923,00031,626,00032,339,000
Total capital32,932,00033,628,00034,424,00035,197,000
Risk-weighted assets214,016,000216,703,000223,844,000234,701,000

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