Call reports 2014
EASTSIDE COMMERCIAL BANK — 2014
What EASTSIDE COMMERCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 169,021,000 | 173,946,000 |
| Total loans | 108,579,000 | 107,799,000 |
| Allowance for loan losses | 2,216,000 | 2,300,000 |
| Securities available for sale | 20,127,000 | 20,469,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 161,620,000 | 166,875,000 |
| Interest-bearing deposits | 145,295,000 | 154,367,000 |
| Noninterest-bearing deposits | 16,325,000 | 12,508,000 |
| Equity capital | 1,933,000 | 1,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 1,250,000 | 2,508,000 |
| Interest expense | 268,000 | 541,000 |
| Net interest income | 982,000 | 1,967,000 |
| Noninterest income | -249,000 | -424,000 |
| Noninterest expense | 961,000 | 2,037,000 |
| Provision for loan losses | 550,000 | 925,000 |
| Pretax income | -778,000 | -1,419,000 |
| Income tax | 0 | 0 |
| Net income | -778,000 | -1,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 3,058,000 | 2,418,000 |
| Total capital | 4,585,000 | 3,928,000 |
| Risk-weighted assets | 121,442,000 | 119,978,000 |