Call reports 2013
EASTSIDE COMMERCIAL BANK — 2013
What EASTSIDE COMMERCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 179,818,000 | 176,755,000 | 179,518,000 | 170,055,000 |
| Total loans | 119,918,000 | 118,000,000 | 113,659,000 | 111,469,000 |
| Allowance for loan losses | 3,388,000 | 2,701,000 | 2,574,000 | 3,187,000 |
| Securities available for sale | 21,829,000 | 20,999,000 | 20,412,000 | 20,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,966,000 | 165,368,000 | 170,492,000 | 160,686,000 |
| Interest-bearing deposits | 146,077,000 | 144,931,000 | 146,201,000 | 143,749,000 |
| Noninterest-bearing deposits | 20,889,000 | 20,437,000 | 24,291,000 | 16,937,000 |
| Equity capital | 4,094,000 | 3,952,000 | 3,424,000 | 2,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,830,000 | 4,215,000 | 5,521,000 |
| Interest expense | 338,000 | 661,000 | 974,000 | 1,260,000 |
| Net interest income | 1,040,000 | 2,169,000 | 3,241,000 | 4,261,000 |
| Noninterest income | -350,000 | -368,000 | -335,000 | -420,000 |
| Noninterest expense | 914,000 | 1,821,000 | 2,818,000 | 3,859,000 |
| Provision for loan losses | 150,000 | -300,000 | -250,000 | 575,000 |
| Pretax income | -374,000 | 280,000 | 338,000 | -593,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -374,000 | 280,000 | 338,000 | -593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,055,000 | 4,710,000 | 4,768,000 | 3,837,000 |
| Total capital | 5,732,000 | 6,361,000 | 6,371,000 | 5,416,000 |
| Risk-weighted assets | 132,457,000 | 131,026,000 | 127,295,000 | 124,675,000 |