Call reports 2012
EASTSIDE COMMERCIAL BANK — 2012
What EASTSIDE COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 199,864,000 | 196,515,000 | 207,719,000 | 182,354,000 |
| Total loans | 132,248,000 | 126,580,000 | 124,740,000 | 121,488,000 |
| Allowance for loan losses | 5,232,000 | 3,673,000 | 3,577,000 | 3,393,000 |
| Securities available for sale | 23,362,000 | 23,490,000 | 21,613,000 | 23,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,614,000 | 182,221,000 | 196,624,000 | 172,082,000 |
| Interest-bearing deposits | 154,327,000 | 150,476,000 | 152,337,000 | 147,299,000 |
| Noninterest-bearing deposits | 33,287,000 | 31,745,000 | 44,287,000 | 24,783,000 |
| Equity capital | 7,791,000 | 6,977,000 | 5,749,000 | 4,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,635,000 | 3,165,000 | 4,627,000 | 6,100,000 |
| Interest expense | 497,000 | 966,000 | 1,376,000 | 1,749,000 |
| Net interest income | 1,138,000 | 2,199,000 | 3,251,000 | 4,351,000 |
| Noninterest income | -1,228,000 | -1,609,000 | -2,135,000 | -2,449,000 |
| Noninterest expense | 1,148,000 | 2,284,000 | 3,349,000 | 4,366,000 |
| Provision for loan losses | 0 | 500,000 | 1,200,000 | 2,200,000 |
| Pretax income | -1,238,000 | -2,194,000 | -3,433,000 | -4,664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,238,000 | -2,194,000 | -3,433,000 | -4,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,858,000 | 6,901,000 | 5,662,000 | 4,429,000 |
| Total capital | 9,713,000 | 8,677,000 | 7,408,000 | 6,138,000 |
| Risk-weighted assets | 145,054,000 | 140,198,000 | 137,843,000 | 135,051,000 |