Call reports 2022
MODERN BANK, NATIONAL ASSOCIATION — 2022
What MODERN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 784,113,000 | 733,678,000 | 718,916,000 | 787,974,000 |
| Total loans | 615,563,000 | 585,061,000 | 572,391,000 | 623,619,000 |
| Allowance for loan losses | 8,683,000 | 8,502,000 | 7,881,000 | 8,403,000 |
| Securities available for sale | 46,964,000 | 42,679,000 | 39,109,000 | 37,813,000 |
| Securities held to maturity | 46,105,000 | 58,975,000 | 68,380,000 | 57,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 599,805,000 | 547,557,000 | 535,585,000 | 604,810,000 |
| Interest-bearing deposits | 494,566,000 | 462,890,000 | 446,213,000 | 506,008,000 |
| Noninterest-bearing deposits | 105,239,000 | 84,667,000 | 89,372,000 | 98,802,000 |
| Equity capital | 86,653,000 | 85,560,000 | 84,522,000 | 85,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,290,000 | 14,958,000 | 23,697,000 | 34,159,000 |
| Interest expense | 1,297,000 | 2,596,000 | 4,466,000 | 8,498,000 |
| Net interest income | 5,993,000 | 12,362,000 | 19,231,000 | 25,661,000 |
| Noninterest income | 1,165,000 | 1,863,000 | 493,000 | 1,370,000 |
| Noninterest expense | 4,822,000 | 10,008,000 | 14,530,000 | 19,575,000 |
| Provision for loan losses | 547,000 | 366,000 | -255,000 | 267,000 |
| Pretax income | 1,789,000 | 3,851,000 | 5,449,000 | 7,189,000 |
| Income tax | 208,000 | 664,000 | 1,323,000 | 1,636,000 |
| Net income | 1,581,000 | 3,187,000 | 4,126,000 | 5,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,215,000 | 83,229,000 | 81,249,000 | 82,007,000 |
| Total capital | 90,153,000 | 90,978,000 | 88,848,000 | 90,468,000 |
| Risk-weighted assets | 634,244,000 | 619,046,000 | 607,575,000 | 676,832,000 |
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